We're launching a new investment option menu on 1 July 2024. Please visit the info hub to learn how this affects Accumulation and Income accounts.
As at 31 December 2023 (updated quarterly)
Returns over the last 10 years1
Suggested timeframe
Fees (p.a.) + admin fees and costs
Balanced – Index may suit you if you want an option that invests in publicly-traded assets, with a focus on Australian and International shares. This is passively-managed in line with standard market indices.
| Investment objective for Accumulation and Transition to Retirement (TTR) Income accounts: | CPI + 3.0% p.a. |
| Investment objective for Retirement Income accounts: | CPI + 3.5% p.a. |
| Super assets: | $1.2 billion |
| Pension assets: | $481.3 million |
Expected number of years of negative returns over any 20-year period: 4 to less than 6. The risk is based on the standard risk measure (SRM).
As at 31 December 20231 (updated quarterly)
Australian Retirement Trust’s Balanced – Index option produced returns of 6.6% in the December quarter and 12.9% for the year to December 2023. The ten year return as at 31 December of 7.9% p.a. is well above the options objectives of CPI plus 3.0% p.a.
Over the final quarter of 2023, financial markets were buoyed by better news on inflation across a range of economies as well as signs that official interest rates were at or close to a peak and likely to fall over the coming year.
Share and bond returns – both Australian and international - were very strong, although a rise in the Australian dollar against a range of developed and emerging market currencies detracted from the returns of unhedged international shares over the quarter.
| Accumulation accounts | Retirement Income accounts3 | |
|---|---|---|
| 10 years (p.a.) | 7.1% | 7.9% |
| 7 years (p.a.) | 6.7% | 7.4% |
| 5 years (p.a.) | 7.9% | 8.7% |
| 3 years (p.a.) | 5.3% | 5.7% |
| 1 year | 12.9% | 13.9% |
| 3 months | 6.6% | 7.1% |
Past performance isn't a reliable indicator of future performance. Returns shown are after investment fees and costs, transaction costs, and investment taxes (where relevant) but before admin fees and costs.
As at 31 December 2023 (updated quarterly)
| Asset allocations4 | |
|---|---|
|
Australian shares
|
33.2% |
|
International shares
|
42.1% |
|
Property
|
0.0% |
|
Fixed Income
|
24.7% |
|
Cash
|
0.0% |
| Total | 100% |
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