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As at 31 December 2023 (updated quarterly)
Returns over the last 10 years1
Suggested timeframe
Fees (p.a.) + admin fees and costs
If you're looking to build wealth over the long term, you may be interested in our award-winning Balanced option.
| Investment objective for Accumulation and Transition to Retirement (TTR) Income accounts: | CPI + 3.5% p.a. |
| Investment objective for Retirement Income accounts: | CPI + 4.0% p.a. |
| Super assets: | $14.4 billion |
| Pension assets: | $3.1 billion |
Expected number of years of negative returns over any 20-year period: 4 to less than 6. The risk is based on the standard risk measure (SRM).
As at 31 December 20231 (updated quarterly)
Australian Retirement Trust’s Balanced option produced a return of 4.0% for the December quarter and 10.2% over the year to December 2023. The 10-year return of 7.9% p.a. remains well above the option’s return objective of CPI+3.5% p.a.
Over the final quarter of 2023, financial markets were buoyed by better news on inflation across a range of economies as well as signs that official interest rates were at or close to a peak and likely to fall over the coming year.
Share and bond returns – both Australian and international - were very strong, although a rise in the Australian dollar against a range of developed and emerging market currencies detracted from the returns of unhedged international shares over the quarter.
In the SuperRatings survey for December 2023, the performance of Australian Retirement Trust’s Balanced option was ahead of the median fund over 1, 3, 5, 7, and 10 years to the end of December 2023.
| Accumulation accounts | Retirement Income accounts3 | |
|---|---|---|
| 10 years (p.a.) | 7.9% | 8.7% |
| 7 years (p.a.) | 7.9% | 8.6% |
| 5 years (p.a.) | 8.3% | 9.1% |
| 3 years (p.a.) | 7.8% | 8.5% |
| 1 year | 10.2% | 11.4% |
| 3 months | 4.0% | 4.5% |
Past performance isn't a reliable indicator of future performance. Returns shown are after investment fees and costs, transaction costs, and investment taxes (where relevant) but before admin fees and costs.
As at 31 December 2023 (updated quarterly)
| Asset allocations4 | |
|---|---|
|
Australian shares
|
26.4% |
|
International shares
|
26.3% |
|
Private Equity
|
6.5% |
|
Property
|
8.5% |
|
Infrastructure
|
10.5% |
|
Fixed Income
|
14.0% |
|
Alternative Strategies
|
5.5% |
|
Cash
|
2.3% |
| Total | 100% |
As at 31 December 2023 (updated quarterly)
We do not design portfolios based on our own or anyone else’s short-term economic, market or geopolitical forecasts. However, our investment team and our external investment managers do seek to capitalise on opportunities that inevitably emerge during times of heightened market volatility.
At the end of 2023, our asset allocation slightly favoured shares over bonds. Within our shares allocation, we preferred Japanese, UK and European shares over shares in the US and Australia. In fixed income, we remain underweight European and Japanese bonds; we are broadly neutral on US bonds and remain modestly overweight UK and Australian bonds.
ART continues to hold a substantial allocation to the key unlisted asset classes – real estate, infrastructure, private equity and private debt. We have well-diversified portfolios of these assets that we expect will deliver strong, long-term returns, while reducing our members’ exposure to share market volatility – particularly during challenging market environments.
Learn more about our wide range of investment options so you can choose what's right for you.
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