How it works
When you join Sunsuper, you have 120 days in which you can increase your cover without complicated forms and medical information. You can increase your Death and TPD Assist or White Collar cover by 50%, for 50% more in premium.
How much will cover cost per week?
The cost of the insurance will depend, on your age, level of cover and whether you are in a White Collar occupation. All premiums will be automatically deducted from your super account and so have no impact on your take-home pay.
Total cover and cost after 50% increase in Death and TPD Assist cover levels example shown below.
|Your age||Cover ($)*||Cost per week ($)|
* Not including White Collar cover.
For full details check out our insurance cover and premiums.
Things to consider
- Where cover commenced more than 120 days after the date you joined your employer, and Death, Total and Permanent Disablement or Terminal Illness is caused by suicide or any self-inflicted act within 12 months of increasing your cover an increased benefit will not be paid.
- If you cease making contributions or have a low account balance insurance premiums could erode your retirement savings and your cover may cease.
- Limited cover will apply to the increase amount, this means that you will not be covered for pre-existing illness or injury. Limited cover will apply for a period of 24 months and until you have been at work for 30 consecutive days after the end of the 24 month period.
Ready to apply?
To get the ball rolling, simply complete the New Member options form [PDF 335KB].