How does it work?
If you make a contribution into your spouse’s super account you can get a tax offset. The offset is up to 18% on super contributions up to $3,000. Of course, you can contribute more than that, but you won’t get any additional tax breaks. If your partner is making less than $10,800 per year, you’ll get up to $540 back if you contribute $3,000. No spouse contribution is available where your spouse's income is $13,800 or over.
Also, if you open an account for your spouse, they can apply for insurance cover through Sunsuper at competitive rates.
To qualify, your spouse needs to be:
- under 65 years of age; or
- aged 65 – 69 and worked 40 hours in a 30 consecutive day period in that financial year.
Make a spouse contribution
When both you and your spouse are Sunsuper members it’s easy to make and receive spouse contributions. Just complete and download the Spouse Contribution Advice Form [PDF 96KB].
If they’re not already a Sunsuper member, but would like to be, they can join online.