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Spouse contributions

If your partner has taken time off, whether it’s to raise children, study or for any other reason, their super could be falling behind. But you can help via making a spouse contribution to their super account.

How does it work?

If you make a contribution into your spouse’s super account you can get a tax offset. The offset is up to 18% on super contributions up to $3,000. Of course, you can contribute more than that, but you won’t get any additional tax breaks. If your partner is making less than $10,800 per year, you’ll get up to $540 back if you contribute $3,000. No spouse contribution is available where your spouse's income is $13,800 or over.

Also, if you open an account for your spouse, they can apply for insurance cover through Sunsuper at competitive rates.

To qualify, your spouse needs to be:

  • under 65 years of age; or
  • aged 65 – 69 and worked 40 hours in a 30 consecutive day period in that financial year.

Make a spouse contribution

When both you and your spouse are Sunsuper members it’s easy to make and receive spouse contributions. Just complete and download the Spouse Contribution Advice Form [PDF 96KB].

If they’re not already a Sunsuper member, but would like to be, they can join online.