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Spouse contributions

If your partner has taken time off, whether it’s to raise children, study or for any other reason, their super could be falling behind. But you can help via making a spouse contribution to their super account.

How does it work?

A person making a contribution into the account of their low income earning spouse is eligible for a tax offset of up to a maximum $540 p.a. (18% of a total contribution of up to $3,000) if their spouse earns less than the lower threshold amount.

Effective date Total income of recipient spouse Tax offset1 available to contributing spouse
Up to 30 June 2017 $0 - $10,800 Up to $540
$10,800 - $13,800 Between $540 - $02
$13,800 + Nil
From 1 July 2017 $0 - $37,000 Up to $540
$37,000 - $40,000 Between $540 - $02
$40,000 + Nil

Tax offset applies to a maximum contribution of $3,000 p.a.
Tax offset proportionally decreases, cutting out when the spouse earns the higher threshold amount.

Make a spouse contribution

When both you and your spouse are Sunsuper members it’s easy to make and receive spouse contributions. Just complete and download the Spouse Contribution Advice Form [PDF 114KB].

If they’re not already a Sunsuper member, but would like to be, they can join online.