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Do you meet the Work Test this financial year?

After you’ve turned 65, you’ll need to work a certain amount of hours for us to accept some types of super contributions. The Government requires you to work 40 hours within 30 consecutive days, at least once during the financial year.

Please read the rules for making contributions below to make sure your super contributions can be accepted this year and use the form below to let us know.

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Work test declaration

In the 2017-2018 financial year, were you gainfully employed* for at least 40 hours over a period of 30 consecutive days.

* Gainfully employed means employed or self-employed for gain or reward in any business, trade, profession, vocation, calling, occupation or employment.

Rules for making contributions by age

 

Contribution type Less than 65 65–69 70–74 75 and over
Member
Voluntary after-tax Yes- Members, irrespective of their work status, may make personal contributions Yes– Where the work test rule has been satisfied1 No– Member contributions can’t be accepted
Spouse Yes– Can be made at any time, irrespective of the employment status of the receiving spouse while they’re less than 652
Yes– Where the work test rule has been satisfied1by the receiving spouse2
No– Spouse contributions can’t be accepted once the receiving spouse turns age 70
Employer
Superannuation Guarantee (SG) Yes– SG contributions made by your employer can be accepted
Industrial award or agreement
Yes– Industrial award or agreement contributions made by an employer can be accepted
Salary sacrifice or employer voluntary
Yes– Salary sacrifice or employer voluntary contributions can be accepted
Yes– Salary sacrifice or employer voluntary contributions can be accepted where the work test rule has been satisfied1 No– Salary sacrifice or employer voluntary contributions can’t be accepted

1 You must work at least 40 hours over a period of 30 consecutive days during the financial year the contributions were made.

2 The contributing spouse doesn’t need to meet the work test when making a spouse contribution for the receiving spouse.