Compared to Australian men, Australian women are less likely to have a sound plan for long-term financial goals, a new survey shows¹.

---

What does the research show?

Recent research commissioned by ART shows that women (55%) are less likely to have developed a sound plan to achieve long-term financial goals than men (66%).

The survey also showed that “compared to Australian men, Australian women (49%) are more likely than men (40%) to experience short-term financial worries, like meeting monthly expenses”.

But understanding what you may be able to do about your financial circumstances, can help you improve your financial wellbeing through planning and help you feel confident about your money today and for your future.

Most likely your financial needs will change as you go through life. So we’ve put together some tips and resources, specifically about superannuation, that might prove helpful along the way.

---

Financial considerations through life

• Starting work

  Whether you’re just getting started in your first job or taking on a new role, it's helpful to have a basic understanding of super. Learn more about how super works. If it’s a new role with higher pay, you might consider trying to grow you super through extra contributions.

• Relationship finances

  If you’re in a relationship or looking to take a career break, you might also be interested to learn about how your spouse can contribute to your super.

• Buying a home

  Should you get into a position where you’re considering buying a home, you may be able to use eligible superannuation savings for a house deposit. Learn more about the First Home Super Saving Scheme.

• Relationship breakdown

  It’s an unfortunate fact of life but separation and divorce happen. If you are going through a relationship break up, it’s important to understand how superannuation is treated in a financial settlement.

• Protecting you and your loved ones

  Life does not always go to plan, so having the right insurance cover for your needs can help you feel prepared and protected. Stay on top of insurance options through your super and the insurance you’re paying for. Do you have the right insurance?

• Retirement

  If you want to scale back from work but still continue to grow your super, you might consider a transition-to-retirement strategy. Here’s how to plan for retirement.