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Investments

We offer 14 actively managed and 6 index investments that are available inside both our accumulation and income accounts. We also offer a MySuper compliant investment option (Lifecycle Investment Strategy) that is exclusive to our accumulation accounts.

Additional resources and information

Estimated investment fees

* All investment related fees listed below are the 2016/17 estimated investment fees, and the actual investment fees may be less or greater than that indicated. The actual investment fees for 2015-16 will be published in the Annual report.

Lifecycle Investment Strategy (Not available for Income accounts)

  • Designed to generate wealth over the long term, and will gradually transition to lower-risk investments as the account holder approaches age 65.
  • Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.
Base fee + Performance fee = Total
Lifecycle Investment Strategy 0.39% p.a. 0.09% p.a. 0.48% p.a.

Growth, Balanced, Retirement, and Conservative:

  • Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.
  • Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.
Base fee + Performance fee = Total
Growth 0.39% p.a. 0.09% p.a. 0.48% p.a.
Balanced 0.39% p.a. 0.09% p.a. 0.48% p.a.
Retirement 0.38% p.a. 0.09% p.a. 0.47% p.a.
Conservative 0.38% p.a. 0.09% p.a. 0.47% p.a.

Index (passively managed) options:

  • Sunsuper offers 6 index investments that are able to be mixed to suit any life stage.
  • The index investments are lower in cost than the actively managed investments.
Base fee + Performance fee = Total
Balanced - Index 0.17% p.a n/a 0.17% p.a.
Australian Shares - Index 0.08% p.a. n/a 0.08% p.a.
International Shares - Index (hedged) 0.09% p.a. n/a 0.09% p.a.
International Shares - Index (unhedged) 0.09% p.a. n/a 0.09% p.a.
Australian Property - Index 0.11% p.a. n/a 0.11% p.a.
Fixed Interest - Index 0.12% p.a. n/a 0.12% p.a.

Capital Guaranteed:

  • Designed to provide full security of capital, and achieve modest returns over the medium to long term.
Base fee + Performance fee = Total
Capital Guaranteed 0.37% p.a. n/a 0.37% p.a.

Ethical, Environmental and Socially Responsible Investment:

  • This option seeks to invest with managers that are identified leaders in their responsible approach to environmental, social and ethical considerations, labour standards and governance.
  • Managers are required to avoid companies operating within sectors with recognised high negative social impact, which means the option will avoid exposure to companies with material exposure to the production or manufacture of alcohol, armaments, gambling, pornography, tobacco and nuclear power (including uranium). Material exposure is considered to be where a company derives more than 10% of its total revenue from these industries. The option will also avoid exposure to companies that derive more than 20% of revenues from the exploitation of thermal coal or oil sands.
  • Certified by the Responsible Investments Association Australia (RIAA).
Base fee + Performance fee = Total
Ethical, Environmental and Socially Responsible Investment 0.66% p.a. 0.02% p.a.

0.68% p.a.

Single Asset Class, Actively Managed Investment Options:

  • Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.
Base fee + Performance fee = Total
Share 0.27% 0.03%

0.30% p.a.

Australian Shares 0.25% 0.04% 0.29% p.a.
International Shares (hedged) 0.44%

0.04%

0.48% p.a.

International Shares (unhedged)

0.44%

0.04% 0.48% p.a.

Emerging Markets Shares

0.54%

0.04%

0.58% p.a.

Property

0.84%

0.04% 0.88% p.a.

Fixed Interest

0.30%

0.03%

0.33% p.a.

Cash

0.07%

n/a 0.07% p.a.