Investments

Index (passively managed) options:

• Sunsuper offers 7 index investments that are able to be mixed to suit any life stage.
• The index investments are lower in cost than the actively managed investments.

Diversified Alternatives 

Actively managed long term investment with high concentrated exposure to alternative assets such as infrastructure, private equity and hedge funds.

Growth, Balanced, Retirement, and Conservative:

• Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.
• Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.

Lifecycle Investment Strategy (Not available for Income accounts)

• Designed to generate wealth over the long term, and will gradually transition to lower-risk investments as the account holder approaches age 65.
• Have exposure to alternative assets that help reduce market volatility experienced by the traditional asset classes of shares, property, fixed interest, and cash.

Capital Guaranteed:

• Designed to provide full security of capital, and achieve modest returns over the medium to long term.

Socially Conscious Balanced:

• This option seeks to invest with managers that are identified leaders in their responsible approach to environmental, social and ethical considerations, labour standards and governance.
• Managers are required to avoid companies operating within sectors with recognised high negative social impact, which means the option will avoid exposure to companies with material exposure to the production or manufacture of alcohol, armaments, gambling, pornography, tobacco and nuclear power (including uranium). Material exposure is considered to be where a company derives more than 10% of its total revenue from these industries. The option will also avoid exposure to companies that derive more than 20% of revenues from the exploitation of thermal coal or oil sands.
• Certified by the Responsible Investments Association Australia (RIAA).

*The indirect cost ratio shown above is calculated using actual costs and reasonable estimates of costs incurred in 2018-19. As a result of changes to this investment option, we estimate the indirect cost ratio for 2019-20 will be 0.48% p.a.

Single Asset Class, Actively Managed Investment Options:

• Active investment options that have multiple underlying investment managers; providing diversification across investment managers and reducing the risk of exposure to any one investment manager or style.