Test your inner investor

Great masterminds don’t always think alike. It’s precisely why Sunsuper provides a range of investment options that you can choose from to invest your super in. The investor needs quiz is a guide to help you decide how you feel about risk and return, how you may like to plan for your goals and how those decisions may influence the way you invest your super.

The investor needs quiz is not a substitute for professional advice. It is a guide only and does not take into consideration your individual objectives, financial circumstances or needs. You should assess your own financial situation, taking into account your existing investments, commitments, investor needs and time horizon before making your investment decisions.

Tell us your age:

Score

Over 65

1

50 to 65

3

Less than 50

5

Tell us when you expect to retire:

Score

I'm already retired or plan to in less than 5 years

1

I'm planning to retire in 5 to 10 years

3

I'll still be working for more than 10 years

5

Score

Less than 5 years

1

5 to 10 years

3

More than 10 years

5

Score

A safe investment with reliable returns, even if it means only modest growth.

2

I’m willing to deal with some short-term fluctuations in my investment because I expect growth over the long term that is well ahead of inflation.

6

Short-term fluctuations don’t bother me at all really – I’m focused on long-term growth that is significantly ahead of inflation.

9

Score

Security is the most important thing to me so I’d think about moving my money to a more stable investment option.

2

I would be initially concerned but I’d remind myself that super is a long-term investment and my balance is still going to grow over the longer term.

6

The dip wouldn’t bother me really as I know my balance will grow over the long term. I might even consider adding more money to my super while prices are low.

9

Conservative
Moderate
Balanced
Growth

Conservative

Your goal is likely to be focused on the security of your investment. You are prepared to give up the potential for higher returns over the long term, for the comfort of less volatility.

Find out more about the Conservative investment option

Moderate

Your goal is likely to be focused on generating wealth over the medium to long term, while maintaining some protection from the fluctuation of returns in the short term.

Find out more about the Retirement investment option

Balanced

Your goal is likely to be focused on producing returns which are well ahead of inflation over the longer term. You understand that this may mean that the value of your investment may fall in the short term.

Find out more about the Balanced investment option

Growth

Your goal is likely to be focused on producing returns which are significantly ahead of inflation over the long term. You understand that this may mean that the value of your investment may have large falls in the short term.

Find out more about the Growth investment option

Doesn't sound like you? Retake quiz

Find out more about the full range of other diversified and single asset investment options

What happens if I don’t choose?

If you don’t choose to invest your super in one of our 20 investment options, we will invest your balance in our Lifecycle Investment Strategy. This diversified option contains a balanced mix of assets including shares, property, private capital, diversified strategies, infrastructure, fixed interest, hedge funds and cash.

We’ve designed it for members who want to generate wealth over the long term, and gradually transition to lower-risk investments as they approach age 65 and retirement so they can be more comfortable should markets experience short-term dips.

Find out more

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Get ready to discover what sort of investor you are

Score 7-18 Likely to have conservative investor needs

Conservative

Moderate

Balanced

Growth

Talk to your financial adviser or get some advice through Sunsuper

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