Skip Navigation
JOIN

Planning your retirement

A great retirement starts with great planning. Here’s where you can learn more about lining up your ducks so your financial future is as bright as it can be.

Have we become a procrasti-nation

The answer may suprise you... or not. Either way, this article could change your life now and in the future.

Continue

Introducing the Procasti-nah-tor.

As we continue our mission to help diminish procrastination in the lives of people everywhere, we’ve taken the fight to what is arguably our greatest source of distraction – the Internet.

Get the Chrome extension

Getting on top of putting things off

Life admin. It causes most of us to say “La La La La La” – usually with our fingers firmly buried in our ear canals. Whether it has to do with work, or something as important as your sorting out your super, we always seem to set aside the seemingly irksome for the very last minute. The good news is there are easy ways to overcome this incredible desire to procrastinate, which are all explained in the helpful video below.

Market Wrap January 2017

With Sunsuper Chief Economist, Brian Parker.

Market Wrap information

Wake up and don't smell the coffee

What could it mean if you sacrificed just one everyday luxury and put that money into your super? Find out how less now really could add up to more later.

Select an item that’s worth giving up now to have more in the future.



Enter your current age and the age you wish to retire.

Please enter an age between 18 and 65. Here is the error
Enter a retirement age between 50 and 75 Here is the error

Show my result

Result

If you gave up you could save by the time you want to retire.

Even better, invest the money you save into your super and it could be worth as much as by the time you retire.

A little really could go a long way

Ready to make a difference to your dreams? Use our Contributions calculator to find out how making contributions could help your super balance grow.

Start over

Assumptions +

Assumptions: The projected amounts are based on the assumptions below and are a general illustration only. If your actual situation differs from the assumptions made, the results may differ significantly. The actual results are not guaranteed in any way. The results are shown in today's dollars so they are consistent with today's living standards with an assumed discount rate of 3.75% p.a. The projected amount assumes that you continue to contribute the extra contribution until your submitted retirement age. The projected amount assumes the extra contributions are indexed at 3.75% p.a., a rate of investment return of 7.0% p.a. after investment fees and investment tax, a gross administration fee of 0.10% of account balance, no insurance premiums and no government co-contribution.

References +

Is your super a perfect match for the life you love?

No matter how close or far away it is, it’s never too early or late to consider if you’ll have enough super to support the retirement you want. How much you’ll need is a tricky question. But it may get a bit easier to answer when you start to think about the things you’d like to be doing.

Continue

Knowing me, knowing you
(part 1)

Everyone's retirement dream is different but how well do we know the dreams of the people closest to us? Watch what happened when we asked people about their partner's dreams.

Knowing me, knowing you
(part 2)

We asked best friends to talk about their retirement dreams. Watch to find out how much they knew, or didn’t know, about each other’s plans for the future.

Could this be the secret to living longer?

Why will some of us only live to average life expectancy, while others can look forward to knocking up a century? National Geographic Fellow Dan Buettner might just have found the answers in the world’s Blue Zones.

Learn the secrets

Protect your dreams

Insurance is like getting fit – we know it’s important and will stand us in good stead but often don’t think about it until it’s too late.

Learn more
woman doing yoga

You're never too old for the downward dog

Take a look at these simple strategies to help keep you healthy in body and mind.

Let's go

Health and Retirement: Planning for the Great Unknown p.18

Backpack or bling?

Are you set for a 5-star retirement with all the bells and whistles? Or a more modest one? Discover the retirement style you could be headed for and things you can do to help make your retirement dreams come true.

Start the quiz

Because women generally live longer than men, they need more savings. So what’s your gender?

1/12

Your age now determines how long you have to plan your retirement. So what age bracket are you in?

2/12

Your super balance when you retire can make a big difference too. If you’ve ever made extra contributions to your super you’re more likely to be on the right track to a healthy super balance in the future. So have you ever made extra contributions to your super, or plan to in the future?

3/12

Relationships can affect your financial situation. What’s your relationship status?

4/12

Your state of mind can affect your longevity. So how happy do you feel about your life?

Happier People Live Longer Lives

5/12

Health and wellbeing also have an impact. So how would you describe your health?

6/12

Debt levels have an impact. How much debt do you expect to have when you retire?

7/12

Working affects your income and your activities. Do you plan to continue to work once you retire?

8/12

Travel and leisure activities keep you active and can make your life more fulfilling. Do you plan to travel or pursue hobbies or interests when you retire?

9/12

Travelling in retirement is fun, but it can add up. What are your travel plans?

10/12

Staying in touch with friends and family is good for your heart and longevity. How often do you expect to socialise with family or friends after retirement?

11/12

Family matters. How much financial help do you expect to give your family post-retirement?

12/12

Your retirement style is


Bling

You love the idea of freedom in retirement: a time to do what you want, when you want, where you want. And it’s looking like that’s what you’re heading towards! Good company, great experiences, fine food and new adventures in far away places. They’re all ingredients to keep you busy and entertained when the time comes to live off your super. Having the money and resources to make your retirement dreams happen isn’t a luxury for you, it’s essential – so make sure you check out these links now:

Travel Tips

The world is full of beautiful places to discover and explore. Have a look at our pick of the top 10 wonders of the world you never knew existed.

Retirement Calculator

Want to see where your super stands? Try our quick and easy calculator.

Financial Advice

Our expert financial planners have some top tips to get you closer to the retirement of your dreams. Check out this video.

Your retirement style is


Upwardly mobile

You’re active and adventurous, and you enjoy the good life. But for you, that doesn’t mean having the flashiest car or the most expensive house on the block. You want to be happy and most of all, enjoy the freedom you’ve worked hard for. You’re keen to travel, explore new interests and relax with family and friends when you retire, and you want to do it in comfort and style. Check out these tools and resources to help you make your retirement dreams come true:

Travel Tips

The world is full of beautiful places to discover and explore. Have a look at our pick of the top 10 wonders of the world you never knew existed.

Retirement Calculator

Want to see where your super stands? Try our quick and easy calculator.

Financial Advice

Our expert financial planners have some top tips to get you closer to the retirement of your dreams. Check out this video.

Your retirement style is


Happy medium

Luxury living might not be your style, but you certainly want to be comfortable when you retire. You enjoy getting together with family and friends, and come retirement, you’ll be looking forward to having the time to do more of that. Plus a few nice trips and holidays too, of course. Like some inspiration to help you make the most of your retirement dreams? Check out these links:

Travel Tips

The world is full of beautiful places to discover and explore. Have a look at our pick of the top 10 wonders of the world you never knew existed.

Retirement Calculator

Want to see where your super stands? Try our quick and easy calculator.

Financial Advice

Our expert financial planners have some top tips to get you closer to the retirement of your dreams. Check out this video.

Your retirement style is


Wishful thinking

You’ve got plenty of plans for what you want to do when you retire. But is your super balance on track to get you there? Chances are, if you want to enjoy the good times and travel plans you have in mind, you’re going to have to give your super a little TLC. The good news is that it’s never too late to do that, and there are plenty of options open to you. So think positive and check out these links now:

Retirement Calculator

Want to see where your super stands? Try our quick and easy calculator.

Contributions Calculator

It’s never too late to boost your super! Try this calculator to see how extra contributions could help your retirement dreams.

Financial Advice

Our expert financial planners have some top tips to get you closer to the retirement of your dreams. Check out this video.

Your retirement style is


Backpack

Some people don’t need a lot of money or material possessions to get by. If that’s you, then living out of your backpack in retirement might appeal. If not, now’s the time to do something about it. You’ll be pleased to know that Sunsuper has a whole range of tools and resources to help you create a brighter future for yourself. Here’s just a few of them here:

Retirement Calculator

Want to see where your super stands? Try our quick and easy calculator.

Contributions Calculator

It’s never too late to boost your super! Try this calculator to see how extra contributions could help your retirement dreams.

Financial Advice

Our expert financial planners have some top tips to get you closer to the retirement of your dreams. Check out this video.

What will the world be like when Gen Z retires?

Take a look

Generation Z Living longer, costing more

What song will be your retirement anthem?

We asked people and heard responses that were funny, creative and heartfelt, plus a few we didn't see coming!


Play the video

It costs what???

It's hard to imagine how much things will cost when you retire. So we tried a little experiment to see how people would react to the cost of everyday items in 2045.


What are your chances of reaching 100?


Australians are living longer. In 1901, there were only 50 Australians aged 100 or over. Today there are over 4000 - and the number is growing! Find out your chances of celebrating your 100th birthday.

Sure, genetics, health and other lifestyle factors play a role. But so does your gender, when you were born and how old you are now. Enter your age and gender below to discover your chances of celebrating your 100th birthday.

Your age

Your gender

Show results

Research suggests that the chances of a calculatedGender of age calculatedYourAge reaching calculatedHisHer centenary are

calcualtedPercentage%


Find out whether your super is likely to last until you celebrate your centenary here.

Start over

You've already reached 100.

Congratulations!


Start over




What's your SQ?

That’s your ‘Superannuation IQ’. Are you a Superwhiz who’s all clued-up on superannuation jargon? Or could it be time for you to get super-savvy fast? Here’s your chance to find out. Just choose the definition you think best fits each of the following common super terms.

Start the quiz

Well done!

Your SQ is

(INSERT SCORE)

Like to improve your SQ? Check out our SuperDictionary

Not bad!

Your SQ is

(INSERT SCORE)

Like to improve your SQ? Check out our SuperDictionary

Not bad!

Your SQ is

(INSERT SCORE)

Perhaps you’d like to do the quiz again and see if you can give your SQ a boost.

Like to improve your SQ? Check out our SuperDictionary

Nobody’s perfect!

Your SQ is

(INSERT SCORE)

Which means there’s plenty of room for improvement.

Like to improve your SQ? Check out our SuperDictionary

Then come back and do the quiz again. You’ll be a Superwhiz in no time!

How we spend our adult lives

Do you know how many hours, on average, we spend each year on everyday tasks?

icon
icon
icon
icon
icon
icon
icon
icon
icon
icon

Find out how you’ve spent
your life so far

Complete your gender and age details below



Adulthood is based on ages 18 and above.

What is the average life expectancy of an Australian born today?

Select one of the ages below

What is the average retirement age?

Select one of the ages below