Main region
Internet Explorer 11 was retired on 15 June 2022 and is not supported by our website. Please consider upgrading to a modern browser. If you're experiencing issues navigating to parts of our website, you can use the following links to log in: Member login, Employer login, Adviser login and Trustee login
Rated #1 super fund for customer satisfaction
Looking for a fund others recommend? We've won Finder's Customer Satisfaction award for superannuation.1
We're launching a new investment option menu on 1 July 2024. Please visit the info hub to learn how this affects Accumulation and Income accounts.
Our members come first, all 2.3 million of them
Choose an award-winning super fund
Feel like a real winner, with products and services that have been rated highly for many years.
View awards7.9% p.a. returns over 10 years
Is your superannuation working hard enough? Our Super Savings Balanced option has returned 7.9% p.a. over the 10 years to 31 December 2023. We've outperformed the industry median over 1, 3, 5, 7, and 10 years.2
See performanceFocused on lower super fees
Our admin fee is $1.20 per week + 0.10% p.a. and 0.07% p.a. from general reserves.
Get the detailsOpen your super account now
It only takes a few minutes to join online. Feel confident that your retirement is in safe hands.
Join today More informationSuper support when it matters most
Take charge of your superannuation today, with the right tools and advice for you.
Financial advice
Making a plan with professional help now can make a big difference to your financial future.
Get adviceMobile app
Life's easier with the Australian Retirement Trust app. Check your super balance, switch investments, and more.
Download the appDeals and discounts
Start saving money now with our Member Rewards on brands across Australia.
Claim your rewardsManage your super contributions
Log in to your account to check your transactions and make voluntary contributions.
Add to your superPlan a better future
Plan, manage and grow your super balance with the help of our tools and calculators. They're easy to use.
Use our calculatorsContact us
Live chat with us online. Available 8:00am-7:30pm AEST Monday to Friday.
Call or live chatLatest news
Read more articlesSuperannuation changes
Keep informed about the latest changes to super to help you plan your retirement better.
Learn more
Is super paid on annual leave?
Will you get super while on holiday? Let's see which types of leave are included for super, based on your earnings.
Learn more
New super podcast episodes
Your guide to superannuation, retirement planning, and investing, from those in the know.
Listen to the podcasts
Join a super fund you can trust
Choosing the right superannuation fund today could make a big difference to your future. Enjoy the benefits of being with a trusted Australian super fund.
Join us today