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Restart your Income account

A ‘restart’ lets you add other money to your Income account balance anytime – via a Super-savings account – to start a new Income account with one bigger balance.

There are several potential benefits, including:

  • Continue to receive your regular payments for longer
  • Combine different amounts together into just one Income account
  • Your money is invested in your chosen investment option, and tax-free in retirement
  • Save money and stop paying multiple fees if you combine other super accounts

What’s more, you can keep enjoying exclusive deals and everyday savings with Sunsuper’s Dream Rewards.

How does restarting an Income account work?

As a Sunsuper for life member, you always have a Super-savings account available for when you need it. Don’t worry, while you don’t have a balance in the Super-savings account you don’t pay any fees.

You can restart your Income account anytime with as little as $10,000. If you want to combine a number of different amounts, you’ll need to combine them in your Super-savings account before you restart your Income account. Find out more about adding to your super.

Once you’re ready, your existing Income account is closed, and the money is combined with your Super-savings account balance. A new Income account is then started to continue your payments.
Your Sunsuper membership and how you manage your account remains the same, including access to Member Online, your investment and drawdown set-up, beneficiaries, and any third party authorities you may have.

It’s important to know your money will be invested in a Super-savings account while amounts are combined, so Super-savings account fees will apply. If you’ve not made an investment choice, your money will be invested in the default investment option. Read the Sunsuper for life guide for more information.

Ready to restart your Income account?

Once you’re ready, you can restart your Income account quickly and easily in Member Online or complete a Restart an Income account form.

We’re here to help you

Speak to your adviser or contact Sunsuper to see how restarting your Income account could work for you. An adviser can consider your whole financial situation and any impacts to the Age Pension.


Call us on 13 11 84 or request a call to learn more today