How much super do you need?

[Intro music]

 

<Super> How much super is enough? 

 

>> Voice over: So what do you dream of doing when you stop working and retire?

 

[A cartoon ball appears on screen working behind a desk]

 

>> Voice over: Touring the world… or enjoying the comforts of home? 5-star dining… or becoming a masterchef in your own kitchen? Taking up an exciting new hobby or turning your garden into a paradise.

 

[The cartoon ball pops around the screen as it "tours the world" enjoys "5-star dining" etc]

 

>> Voice over: As well as deciding on the things you’d like to do, you also need to work out how long your savings need to last. 

 

[The little ball is driving a camper van when it runs out of fuel] 

 

>> Voice over: On average, you could live around ten years longer than your grandparents – lots to celebrate – but it also means you might need to fund a longer retirement than they had to. 

 

[Coins fill a bowl half way]

 

>> Voice over: And have you thought about when you’d like to retire? The earlier you leave work, the more savings you’ll need. And even if you’re eligible for some - or all – of the government age pension, it may only cover your daily living expenses and not stretch to all of your retirement dreams. 

 

[The coin filled bowl pans out to show each of the retirement dreams disappearing from view]

 

>> Voice over: When it comes to your super savings, to achieve a modest, no-frills lifestyle in retirement, you may need around 25,000 dollars each year if you’re single or 35,000 in total for you and your partner. If you’re planning to live more comfortably and do more of the things you didn’t get a chance to do when you were working, you may need closer to 45,000 dollars each year if you’re single or 60,000 for you and your partner. And don’t forget everyone’s different so the amount you need to live in retirement will depend on your goals and dreams.

 

[Four different retirement dreams pop up on the screen]

 

>> Voice over: Lots to think about and lots to plan for. But the good news is at sunsuper we’re here to help you plan ahead and make sure you have the savings you need to live your dreams in retirement whatever they might be. 

 

<Super> Sunsuper logo. How much super is enough? 

 

>> Voice over: Our retirement forecaster can help you work out how long your super could last in retirement. The videos and on-line tools on the dream project are all about building your super and redefining retirement on your terms. Or Give us a call for more information. And to get in touch with a Sunsuper or partner financial adviser

 

[Small icons apear on the screen for each of the spoken recommendations]

 

<Super> sunsuper.com.au/retirement-forecaster sunsuper.com.au/thedreamproject 13 11 84

 

<Disclaimer> Videos are prepared by Sunsuper Pty Ltd ABN 88 010 720 840, AFSL No. 228975, the Trustee and issuer of the Sunsuper Superannuation Fund ABN 98 503 137 921, USI 98 503 137 921 001. These videos contain general advice only and do not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of this advice having regard to your personal objectives, financial situation and needs before acting on that advice. A copy of the Product Disclosure Statement (PDS) can be obtained by visiting sunsuper.com.au/pds or call us on 13 11 84. You should consider the PDS in deciding whether to acquire, or to continue to hold, the product. Our qualified financial planners provide simple advice about super at no additional cost. More detailed advice, including that provided as part of the SunTracker program, may incur a fee.  Sunsuper employees provide advice as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL No. 227867), wholly owned by the Sunsuper Superannuation Fund. Sunsuper has established a panel of accredited external financial planners for our members. Sunsuper does not receive or pay any referral fees to these planners. Each of these planners will explain to you how their advice fees are determined. The accredited external financial planners are not employed by Sunsuper, and Sunsuper is not responsible for the advice provided by these planners.