Where are you in your journey?
5+ years from retiring
Planning your retirement
Everything you need to know about how much super you may need to retire comfortably, what age you could retire, and how government benefits like the Age Pension work with your super.
Wondering when you can retire?
Not sure how much super you need?
Get an idea of how you're tracking
Retiring now
Ready to retire
You have a few options for how you can use your super in retirement – receiving regular payments with Australian Retirement Trust retirement income products, taking some out, investing it, or a combination of these.
You've hit your preservation age
You're ready to start using your super
Learn about retirement products and the Age Pension
Manage your retirement
If you're already retired, there are things you can do to make the most of your super and prepare for the future.
Your super is not included in your Will, so make sure everyone knows who should get your super and any insurance on your account when you die.
Getting advice can help you make confident decisions. Advice about your accounts is included in your membership.
Realistically, most Australians use the Age Pension as well as some super to have enough money to retire. Find out how these two can work together.
Think about how you can invest your money, rather than withdrawing it all in cash. Check out our Income account investment options.
Outstanding value super
Australian Retirement Trust Income accounts have a 5-star track record for giving you outstanding value.
Focus on performance
Judges agreed our focus on strong long-term performance has produced great results.
Exciting new products
Our retirement products have won several awards for innovation, to help you make your super last.