Sunsuper Income accounts
Start working less
Just because you’re working less, doesn’t mean you should have less money. You can supplement your income from your super with a Transition to Retirement account.
Retire with Sunsuper
Make your retirement money go further with a Retirement Income account.
Living in retirement
Generally, people are retired for approximately 30 years. That’s a pretty long time! Some people choose to do some light work during that period to keep busy and generate a little extra income. Others might find they need to turn to Government benefits at some stage. To get a feel for how long your super could last in retirement, give our retirement forecaster a go.
We know planning for retirement isn’t always easy, but it matters. It’s never too late, or too early to start preparing.
Combine your super
Having more than one super account normally means paying more than one set of fees. Rolling your super into one fund could save you lots.
Get tax advice
You could take advantage of superannuation tax benefits, like taking an income tax-free from your super while contributing to your super balance at the same time. Our financial advisers can help if you want to learn more. Just call 13 11 84.
Look at how your super is invested
Up to 60% of your total investment earnings can actually be earned while you’re in retirement*. Think about how you can invest this money, rather than withdrawing it all in cash. Check out the Income account investment choices.
*Source: Russell Investments: The 10/30/60 Rule. January, 2015
Discuss refinancing your home
If you have a mortgage on your home, it’s a good idea to speak to someone about your options before you retire. You may want to reduce your mortgage payments and invest more into your retirement fund. Discuss your personal situation with our financial advisers.
Review your health cover
Approaching retirement is a good time to review your health insurance and ensure you have the cover you need, make the most of tax benefits and have peace of mind.
Join the SunTracker program
We offer members access to our SunTracker program at no additional cost, which connects you to a Sunsuper financial adviser. Together, you’ll look at where you want to go, where you’re headed, whether you’re on track and look at what you can do to get there.
Choosing how your super is invested and keeping a close eye on its performance will give you greater control of your financial future.
Income account fees
Our profit-for-members philosophy means our members benefit through lower fees and improved services—dividends for shareholders and commissions to planners don’t get in the way of your dreams.
What others like you are doing
Explore the ways our members are retiring on their own terms.
Expert advice included in your membership fees
We can provide you with the help and advice you need to set yourself up for retirement. Our qualified financial advisers can answer most of your super questions over the phone.