Skip Navigation
JOIN

Find your investor profile

When working out which investment option is right for you, it's important to consider your personal circumstances and retirement goals.

Choose the investment option that's right for you

Three factors to consider when working out which investment option will help you reach your goals:

1. When you plan to access your super;

2. Your investment earnings;

3. How you feel about risk.

Everyone's situation is different and whether you are a conservative or a growth investor, or you have a short or long way to go to retirement, you can benefit from sound advice.

Investor needs quiz

This short quiz will help you find out what sort of investor you may be and which investment options may suit your investor needs. Select the answer that most closely fits your personal views and circumstances.

Your age is...

Answer Score
More than 65 1
50 to 65 3
Less than 50 5

You expect to retire in...

Answer Score
Already retired or less than 5 years 1
5 to 10 years 3
More than 10 years 5

After retirement (or from today if you are already retired), you expect to use all your super in.

Answer Score
Less than 5 years 1
5 to 10 years 3
More than 10 years 5

You feel most comfortable with...

Answer Score
A safe investment even if it means modest growth. 2
An investment that could have some short-term fluctuations but long term growth ahead of inflation. 6
An investment that could have large short-term fluctuations but long term growth significantly ahead of inflation. 9

What would your reaction be if your super dropped in value from $50,000 to $45,000?

Answer Score
Security of your super is important and you would move into a more stable investment option. 2
You would be concerned but you would remind yourself that your super is expected to grow over the long-term. 6
You would not be too concerned as your super to grow over the long-term and you might consider adding more money to your super while prices are low. 9

Investor needs score

These profiles are examples only of your possible investor profile. There are many factors that impact on your personal circumstances that you should consider before making your investment decision.

7-18: Likely to have conservative investor needs

Your goal is likely to be focused on the security of your investment. You are prepared to give up the potential for higher returns over the long-term, for the comfort of less volatility. Find out about the Conservative investment option.

19-22: Likely to have moderate investor needs

Your goal is likely to be focused on generating wealth over the medium to long-term, while maintaining some protection from the fluctuation of returns in the short-term. Find out about the Retirement investment option.

23-26 Likely to have balanced investor needs

Your goal is likely to be focused on producing returns which are well ahead of inflation over the long-term. You understand that this may mean that the value of your investment may fall in the short-term. Find out about the Balanced investment option.

27-33: Likely to have growth investor needs

Your goal is likely to be focused on producing returns which are significantly ahead of inflation over the long term. You understand that this may mean that the value of your investment may have large falls in the short-term. Find out about the Growth investment option.

Find out more about  

Find out more about the investment choices for your Super-savings account.

Find out more about the investment choices for your Income account.

We can help

Our team of qualified financial planners can help you assess your needs, define your goals, and select your investment strategy. They can also help you look after your investment option choices over time. Just call 13 11 84.

Important Information

The investor profile is not a substitute for professional advice. It is a guide only and does not take into consideration your individual objectives, financial circumstances or needs. You should assess your own financial situation, taking into account your existing investments, commitments, investment profile and time horizon before making your investment decisions. A financial planner can assess your particular needs, help you define your goals and help you select an appropriate investment strategy. They can also help you manage your selected investments over time. Find out more about our Member Advice Centre.