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Personalising your cover

Having the right level of insurance cover can give you peace of mind about the financial future for you and your family. We provide the opportunity to tailor your insurance cover to your specific needs through Tailored cover.

Tailored cover

Sunsuper for life members with a Super-savings account can apply for:

Tailored Death cover to age 70 (including Terminal Illness)

Tailored cover provides you with Death cover to suit your needs. If you die or become terminally ill, you or your dependants or beneficiaries may receive a lump sum.

Tailored Total & Permanent Disability cover to age 67

Provides you with Total & Permanent Disability cover to suit your needs. If you are Totally and Permanently Disabled and meet the Total & Permanent Disability definition, you may receive a single lump sum payment, helping you to fund any special medical needs, and assist with your costs of living.

Tailored Income Protection cover

Providing a replacement income where you become sick or injured and cannot work as a result. You can tailor cover to suit your individual circumstances by electing a range of Benefit Periods and Waiting Periods.

Work out how much insurance you need

Before you apply, it's important to do a little maths. If you're not sure how much insurance you need, try using our insurance needs calculator (refer to Important information below).

Get a quote and apply

Once you've worked out how much insurance you need, you can get a quote online.

To apply online, log into Member Online. Once you've logged in, select ‘Insurance’, then select the Apply for cover button in the 'Tailor your insurance' section to get a quote and apply online. You can also apply using the Tailored insurance application form.

Your Duty of Disclosure

It is important you are aware of your Duty of Disclosure in relation to your insurance cover. Please ensure you read the full Duty of Disclosure.

Need more information?

Check out the Sunsuper for life Insurance guide or contact us on 13 11 84 and we'll talk you through it. 

Important information

The needs calculator, quote tool and online application are on AIA's website. Their terms of use will apply. Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer. Insurance cover is provided through group life policies for Death and Total & Permanent Disability, and Income Protection, issued by AIA Australia Limited ABN 79 004 837 861.