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From 1 July 2019, the Protecting Your Super Package (PYSP) legislation, designed to protect member’s super savings from unnecessary fees and insurance premiums took effect.
From 1 April 2020, the Putting Your Members’ Interest First (PMIF) legislation takes effect, this legislation is addition to the Protecting Your Super Package (PYSP) legislation and prevents trustees from providing insurance on an opt out basis to members who are under 25 years old and begin to hold a new product on or after 1 April 2020 and to members who hold products with balances below $6,000.
For Sunsuper members, under the rules of the fund this means that we’ll cancel insurance cover if:
If you don’t want your insurance cover to stop as a result of either the PYSP or PMIF legislation, you need to let us know in writing that you would like to keep it. You can do this by simply completing and submitting the form below.
By submitting this form, you're making the following declaration to Sunsuper in writing:
*Note, under the ‘Protecting Your Super’ legislation, the maximum period of not receiving an Eligible Contribution before your insurance cover is cancelled is 16 months. To align with our commitment to comply with the Insurance in Superannuation Voluntary Code of Conduct and to further help reduce the impact of insurance premiums eroding your account, we have selected a period of 12 months.