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The value of Insurance

Protecting your retirement dreams is just as important to us as helping you reach them. And while no one expects the worst to happen, it’s good to know the right insurance cover can help you and your family feel prepared and protected. Sunsuper offers affordable automatic insurance, and the flexibility to tailor your insurance cover to meet your needs today and tomorrow.

If you’re unsure about any of the information we’ve provided, we’re here to help. Just call 13 11 84

We've got you covered

Sunsuper are strong supporters of the Insurance in Superannuation Voluntary Code of Practice (Code). As part of our promise to act with compliance and compassion, we’ve adopted the Code upon its commencement date of 1 July 2018. Sunsuper fully complies with the Code in relation to our Sunsuper for life product.

See if you're insured with Sunsuper

As a member, you can quickly see what you’re covered for. Login to Member Online and select ‘Insurance’ to see the type and amount of cover you have and how much it costs.

You can always cancel or change your cover at any time, via Member Online or by contacting us. 

Get ready to benefit from our benefits

Sunsuper provides access to affordable and flexible insurance options to help provide financial security to you and your family.

To get the full picture of how members benefit:

Automatic Death and Total & Permanent Disability Assist cover

Enjoy financial peace of mind upon joining Sunsuper. Eligible members automatically receive Death and Total & Permanent Disability Assist cover without the need to undergo medical examinations or complete complex forms.

We offer two levels of automatic cover, Starter cover and Booster cover. You may also have the option to increase or obtain additional cover for no extra cost, with the New Member options on offer.

Compare Sunsuper’s automatic cover offering with other funds

Read the Key Facts Sheet for a high-level snapshot of the Sunsuper automatic insurance cover. It will also make it easier to compare the insurance cover provided by Sunsuper with other superannuation funds so you can choose the best cover to suit your needs. 

Deciding if automatic cover is right for you?

When it comes to the right level of cover we know it’s personal. In short, you want confidence in your policy, no matter your life stage. It’s knowing you’ll be able to protect and provide for yourself and your family, should your life take an unexpected turn.  

Total & Permanent Disability Assist cover was designed by Sunsuper with the aim of striking a balance between providing protection and keeping premiums low.

In the event of a successful claim, in most cases benefits are paid as up to six annual support payments, each equal to one sixth of your cover amount as at your Date of Disablement. If you think that cover that provides a lump sum benefit when you become Totally and Permanently Disabled would better suit your needs, you should consider applying for Tailored Total & Permanent Disability cover.

Personalising your cover

Need more cover or have specific insurance needs? No worries. We offer Tailored Death, Total & Permanent Disability and Income Protection cover.

If you need help deciding which type of cover may be right for you, call on 13 11 84 and we'll talk you through it.

Get the right advice from the start

Expert advice could make a big difference to your lifestyle in retirement. It’s worth a little involvement early on to make sure you’re on track for the future. With Sunsuper, you can access financial advice from our industry professionals.

Find an adviser

Or call us!

We're here to help

Call Us 13 11 84

Dream with your eyes open

Our award-winning customer service representatives can help you get the future you want by making the right choices today.

Call  13 11 84

Here to help

Super can sometimes seem complex and confusing, but it's worth spending some time to check you're making the most of your retirement dollars. Help with your Sunsuper account is always at hand - all you have to do is pick up the phone.