Changing jobs doesn’t mean changing super funds. Give your employer your ART super details as soon as you can, so they can start paying your super to the right place.
Continue to build on the super you’ve already invested with us by taking your ART account with you.
Strong long-term returns
Focus on lower fees
Profits go to member benefits
Log in to our mobile app and tap ‘Changing jobs' and then 'Email form' from the 'More' menu.
If you've been given a Superannuation standard choice form by your employer, simply add in the following details and give it back to them. If you have a QSuper account, you'll need the QSuper USI instead.
Fund name: Australian Retirement Trust (Super Savings)
ABN: 60 905 115 063
USI (replaces SPIN): 60 905 115 063 003
Phone: 13 11 84
Fund address: GPO Box 2924, Brisbane QLD 4001
Letter of compliance: Download letter
It's a good time to check key areas of your life like your super to make your move smoother when starting a new job. Super is one of your biggest assets in retirement, so it’s important to manage it properly.
Here are some things to keep in mind:
Employers must pay you at least 11% of your salary to your super, at least 4 times a year. Log in to Member Online or download our app to keep track of super payments and balances. Plus set up alerts in the app when you get paid super.
Log in to Member Online
Think about making extra contributions to build up your super. Salary sacrifice allows you to make extra pre-tax payments to your super from your salary. It could reduce the amount of tax you pay, so it’s worth checking with your employer if this is an option.
Use our Contributions Calculator
Easily manage your investments and contributions by combining all your lost super and money with other super funds into your ART account. And every time you change jobs, take your ART account with you to avoid multiple accounts and multiple fees.
Combine your super accounts
You generally don't have to open an account with your employer's super fund. Check that your super is in a high-performing fund that has good returns and low fees to help you build wealth. ART is a profit-to-member fund, and we return profits to members as better services and lower fees.
What to look for in a super fund
Your super fund invests your money to help your balance grow over time. Take the time to check your investment options against your retirement goals to make sure they're right for you. It's also worth reviewing your insurance cover as your lifestyle needs can change over time.
Learn more about superEverything you need to know about taking your ART account with you.
We're open to employees from all industries, so any Australian employer can contribute to your ART account.
If you don't let your new employer know your super fund details, they’ll need to check with the ATO if you have an existing super fund linked to you. This is also known as a stapled super fund.
This will depend on your new employer’s super arrangements.
In Australia, employers must pay at least 11% of your ordinary time earnings to super. If your award or employment agreement gives you a higher super rate, your employer must pay the higher rate.
You can also make extra contributions to your super, and some workers can get extra super contributions from the government as well.
If you’ve become self-employed, you can still stay with us and add personal contributions to your account.
It’s generally up to you to add money to your super if you’re self-employed. You can do this directly from your bank account as often as you'd like. And you may even be able to claim a tax deduction. Every little bit you put into your super now will grow your savings over time.
Learn more about super for the self-employed.
To keep feeling confident about your superannuation, check your details are up-to-date in Member Online and see our tips for growing your super.
1. Please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are fee or tax implications. Also, think about where your future employer contributions will be paid.
