Canstar Outstanding Value 10 years in a row 1
A fund that works for you, not shareholders
As a members-first fund, we're committed to returning profits to members as better services and lower fees. Our administration fee is just $1.20 per week and 0.10% p.a, for the first $800,000 of account balance, plus 0.07% deducted from general reserves.2
Strong, long-term returns
The Super Savings Balanced investment option has returned 8.3% p.a. over 10 years to 31 March 2024.3 We've outperformed the industry median over 1, 3, 5, 7, and 10 years. You can rest easy knowing our experienced investment team is continuing to work hard to grow your retirement savings.
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Outstanding Value Award
Awarded highest possible rating on both our superannuation & retirement accounts.
20-year Platinum Performance
Awarded SuperRatings' Platinum Performance rating 20 years in a row.
Tools to feel on top
Get the right tools and advice to take charge of your super today:
- Access expert financial advice about your Super Savings account - the cost is included in your membership.
- Manage your account online, 24/7, through our secure, member portal
- Access your super at your fingertips, get notifications, and more with the Australian Retirement Trust mobile app
- Use our contributions calculator to see if adding extra to your super could reduce your income tax this financial year?
- Get informed by visiting our education hub for interesting articles
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For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the Super Savings Product Disclosure Statement for Accumulation account and target market determinations.
1. Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.
2. Percentage-based fee applies to the first $800,000 of your Super Savings Accumulation account balance only. The 0.07% p.a. is deducted from the Fund’s general reserve (not from your account). Does not include investment fees and costs. Refer to the Super Savings Accumulation Guide for investment fees and costs applying to each investment option.
3. Over the 10 years to 31 March 2024, our Super Savings Balanced option returned 8.3% p.a. (Accumulation), 8.3% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.1% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
4. Member numbers include Super Savings and QSuper members as at June 2022.