Superannuation changes
Keep informed about the latest changes to super to help you plan your retirement better.
Many of our members do vital work looking after our communities. Some simple steps can help you look after your super.
Will you get super while on holiday? Let's see which types of leave are included for super, based on your earnings.
Scammers are increasingly stealing identities to get to people’s hard-earned retirement savings. We have strong security in place to protect your accounts. But there are things you can do, too.
Keep informed about the latest changes to super to help you plan your retirement better.
Compared to Australian men, Australian women are less likely to have a sound plan for long-term financial goals, a new survey shows.
You may be able to access some of your super savings to help you purchase your own home sooner. Check if you're eligible.
Super is a powerful tool for building financial security. But are you getting all the benefits? Discover 10 ways to unlock your super's full potential as one of the best ways to save money.
Keen to invest in property but short on funds? Buying an investment property with super is possible but it's not for everyone.
Income tests for Centrelink benefits and things like private health rebates include reportable super contributions. But what are they? Check if you get them and what you need to do at tax time.
If you work for yourself, you may be wondering if you have to pay super or not. And if so, how much you should pay. Learn more about making super contributions as a sole trader or self-employed person.
If you want to retire well, you're not alone. Here's what to compare when deciding which super fund is best for you.
A budget is a financial plan that helps you manage your money. Learn how to create a budget that sets you up for success this year.
If you worry about being able to afford the lifestyle you want when you retire, you're not alone. But with our simple tips, you can boost your super and have more for the future.
You want the best chance of living your retirement dreams. So, it pays to know how tax and the timing of your contributions work together. Learn how concessional contributions could help you save.
You might be wondering if you're being paid super for overtime work. Super is paid on your ordinary time earnings (OTE), find out what's included.
Superannuation was introduced in the 1800s. But super didn't become compulsory in Australia for nearly 100 years. Now most workers have some super.
Your employer must pay you a minimum amount of super every year. But there's also a maximum limit. If you're a high-income earner, learn what it means for your savings.
A self-managed super fund (SMSF) gives you ultimate control over your super. But it takes a lot of time, effort, and skill. So, is it right for you?
Financial advisers voted Australian Retirement Trust the first-time winner of Best Super Fund award, recognising us as the best super fund with the best value end-to-end product.
More than half of Australians have started getting financial advice or seeing their adviser more often. Why? Our research shows it's all to do with the economy.
When we talk about beneficiaries, we mean who gets your super when you die. Super's generally not part of your Will. So we'll take a look at the different types of beneficiaries, why it's so important, and what you need to do.
Knowing the ins and outs of super is important as it could play a big part in helping you live your dreams in retirement. Find out about the basics of superannuation in Australia and how it works.
While there's no fixed retirement age in Australia, there are a few things you should consider before stopping work. Find out the average retirement age of other Australians, when you can get your super or the Age Pension, and how you might choose the age you want to retire.
You'll be pleased to hear our Balanced option has achieved a market-leading 10% return for the 2022-23 financial year.
New data shows 71% of Australians don't know the current SG rate, or what the rate will be after the next super guarantee increase.
After a very strong performance in 2021, world share markets have had a disappointing start to the year, as initial concerns over the outlook for inflation and interest rates have been supplanted by the war in Ukraine.
Non-concessional contributions can be a smart way to take control of your financial future and put you on the path to living your dream retirement. Read on to find out what they are and how to make them.
You don’t need to be a high income earner to take charge of your super. For low and middle-income earners, the government could help you boost your super balance by matching contributions you make.
If your partner has taken time off work, whether to raise children, study or for another reason, it’s likely their super balance is not growing as much as it could be.
The Superannuation Guarantee (SG) rate has recently changed. Read our article to find out what the superannuation rate is, and how to know if you're eligible to receive super.
When discussing super, you might have heard the term ”concessional contributions”. Read on to learn what exactly concessional contributions are, and how can they help boost your super savings for retirement.
Having super in multiple accounts could make it hard to stay on top of your super. We’ll explore what it means to consolidate your super, why you should consider it, and how to go about it.
Adding extra to super may be a good way to boost your retirement nest egg. If you’ve ever wondered how much tax you’ll pay on contributions to super, we’ve broken it down in our article.
While 'salary sacrifice' seems to suggest losing out on part of your salary, employees who enter into a salary sacrifice arrangement with their employer could actually have a lot to gain.
Having everything you need at your fingertips may save you time and effort, especially when you start thinking about your future plans and how you’re are tracking for retirement.
Transitioning to retirement is more than a financial change, it’s also a significant mindset change. Many retirees find the adjustment to be challenging, and for some, it may lead to anxiety, depression and other health problems.
Having more than one super account could hurt your retirement plans. Learn what it means to consolidate your super, why it's important, and how to go about it.
You’ve been dreaming of finishing up at work and enjoying your retirement for many years. But, as your retirement date draws closer, you can’t help but worry about your debts. Here's how to manage your debt when it comes to retirement.
Having enough super is key to a great retirement. Here is a quick overview of what exactly ‘lost super’ is, along with some useful steps to find and recover any lost or unclaimed super you may have.
No matter how close or far away it might be, you've probably dreamt about retirement. But have you considered how much it might cost, and at what age you might have enough to be able to give up the 9-5?
The investor needs quiz is a guide to help you decide how you feel about risk and return, how you may like to plan for your goals and how those decisions may influence the way you invest your super.
Our easy-to-use tools and calculators can help you plan, manage and grow your super balance.
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Our Super Insider podcast is your guide on super, retirement, the economy and investment markets.
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Our webcasts offer simple steps to help you take charge of your super and your financial future.
Visit webcastsWe can help you get your super on track for your dream retirement. Advice about your accounts is included with your membership.
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