The fees and costs on your super account make a big difference. Higher fees will generally eat into your hard-earned savings – meaning less money to spend in retirement.
less super at age 67
Based on a typical full-time worker. Figures from the Productivity Commission.
Our fees and costsOur admin fee is $1.20 per week + 0.10% p.a.
Other fees apply but they aren't charged to your account.
We only charge the administration fee of 0.10% p.a. on the first $800,000 of your account balance.
Which means we're focused on lower fees. Our profits go back to members as better value products and services.
Low fees are important to think about when picking a super fund. But investment performance also matters.
This is where a combo of lower fees and strong performance works well. Together, they give you the boost you need for a better financial future.
Imagine this... You're with a low cost super fund but your investments are underperforming year after year. It's not great for your balance.
In fact, you could end up with less super than if you were with a fund that had slightly higher fees but much better long-term performance.
Imagine this... You're with a low cost super fund but your investments are underperforming year after year. It's not great for your balance.
In fact, you could end up with less super than if you were with a fund that had slightly higher fees but much better long-term performance.
We're proud of our competitive fees and our Balanced option's Platinum performance rating, 20 years in a row.1 We've outperformed the industry median over 1, 3, 5, 7, and 10 years.2
Each of our investment options matches a different range of objectives that members have for their superannuation. And each has different fees and costs. Read the details in our Product Disclosure Statement and Guides.
Our performance7.9% p.a.
10-year annual return – Balanced option3
As at 31 December 2023
Your membership includes a wealth of value.
Make sure you're:
checking the member discounts on offer
watching our member webinars
getting the financial advice you need.
Learn more about the benefits of membership when you're with ART super.
It's easy to compare our fees, performance and benefits against other super funds. And as an industry super fund, we're focused on giving you lower fees.
How to compare fundsLook forward to a better future with a super fund that offers great value. What are you waiting for?
1. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved.
2. Over the 10 years to 31 December 2023, our Super Savings Balanced option returned 7.9% p.a. (Accumulation), 7.9% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 8.7% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 December 2023. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
3. Past performance may not be a reliable indicator of future performance. The Super Savings Accumulation account, Balanced Option only. The return is an compound annualised return reflected after fees and costs, and tax. Disclosed/reported investment returns reflect the returns of the investment option and not individual members, as they do not take into account the timing of contributions, investment switches, or withdrawals.
