- 1. Make sure you've got it all together
It’s worth taking the time to find and combine your other super accounts. You’ll save on fees and duplicate insurance premiums and find it easier to manage your super going forward. Plus, when you bring all your super savings together in one account, the power of compound interest will help boost your savings faster.
In a few simple steps you can search for any other super you may have, then, if you choose, combine them together into your Sunsuper account.
Before you make a decision to combine your super, you should think about a few things. See Important information.
- 2. Confirm you're getting paid into your Sunsuper account
You can check your balance and transaction history at any time using Member Online. If you change jobs, it’s easy to keep your super being paid into your Sunsuper account.
It’s important to know that if your employer is currently making regular contributions to another fund, you should consider if any insurance you have with this other fund will be affected.
- 3. If you can, add a little more
We get it. There’s a lot competing for your spare change. Adding to your super doesn’t have to mean breaking the bank – even adding a little now can make a huge difference in the long run. See the numbers for yourself and set up automatic contributions today.
- 4. Choose where you're invested
Everyone has different retirement goals. That’s why we offer a broad range of investment options, so you can choose an investment to suit your circumstances, life stage and dreams for the future. Three factors are critically important in determining which investment option will help you reach your goals – your investment horizon, your investment earnings and your risk tolerance.
- 5. Review your insurance
Protecting your retirement dreams is just as important to us as helping you reach them. And while no one expects the worst to happen, the right insurance cover can help you feel prepared and protected.
Make sure the cover you have is what you need – you may have too much or too little.Calculator applies to Sunsuper for life members only. Corporate and Business members please contact us if you need help working out how much cover you need.