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Not all superannuation funds are the same - choosing the right fund can mean more money when you retire. When comparing super funds, it's important to consider how your investment returns and administration and investment fees and costs will affect your overall financial position when you reach retirement - this is the net benefit of your super.
How much better off would you have been as a Sunsuper member?
Modelling provided by SuperRatings up to 31 December 2020, which has specialised in superannuation research since 2002. The below table compares the net benefit outcomes for members of the Sunsuper Balanced Pool in the Lifecycle Investment Strategy with comparable balanced options provided by other superannuation funds.
$133,751
net benefit over the past 15 years
- Starting Balance
- $50,000
- SG Contributions
- $75,843
- Investment Earnings
- $148,151
- Fees & Costs
- $14,400
$129,115
net benefit over the past 15 years
- Starting Balance
- $50,000
- SG Contributions
- $75,843
- Investment Earnings
- $146,809
- Fees & Costs
- $17,694
Modelling based on $50,000 initial balance and starting salary for contributions made into the Sunsuper Balanced
Pool in the Lifecycle Investment Strategy and makes no representations regarding future fees or investment
performance. The modelling is based on net investment returns.
+ What are the
model assumptions?
More information
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Important information
Sunsuper Disclosure: Past investment performance is not a reliable indication of future performance. Returns may vary considerably over time. This comparison model was prepared by SuperRatings under commission from Sunsuper. What are the model assumptions?
The model compares the difference in the net benefit performance of the Sunsuper Balanced Pool in the Lifecycle Investment Strategy with the average net benefit performance of comparable balanced options with other superannuation funds tracked by SuperRatings. The net benefit performance represents the accrued account balance with a superannuation fund at the end of the 15 years period to 31 December 2020 based on the investment earnings less the administration fees and investment fees and costs after taxes that is applicable for each fund. Other fees and costs are excluded.
This comparison model is general advice only and it does not take into account the objectives, financial situation and needs of any person. You should consider your objectives, financial situation and needs and read the relevant product disclosure statement before making a decision about a financial product.
SuperRatings Disclosure: SuperRatings Pty Limited ABN 95 100 192 283 AFSL No. 311880 (SuperRatings). Report contains general advice only and has been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. This document is for the exclusive use of the person to whom it is provided and not to be relied upon by any other person.
SuperRatings makes no representation, warranty or undertaking in relation to the accuracy or completeness of the information presented in this document, which may be drawn from unverified public information. Past performance is not a reliable indicator of future performance. Financial conclusions, ratings and advice are reasonably held at the time of completion but may change without notice. SuperRatings assumes no obligation to update this document following publication. Except for any liability which cannot be excluded, SuperRatings, its directors, officers, employees and agents disclaim all liability for any error or inaccuracy in, misstatement or omission from, this document or any loss or damage suffered by the reader or any other person as a consequence of relying upon it.
© SuperRatings Pty Ltd. All rights reserved. This report may also contain third party material that is subject to copyright. To the extent that copyright subsists in a third party it remains with the original owner and permission may be required to reuse the material. Any unauthorised reproduction of this information is prohibited.
1 Members invested in the Lifecycle Investment Strategy, which is Sunsuper's default investment option, are invested 100% in the Balanced Pool until age 55. Refer to the Sunsuper for life Investment guide for more information.