Communicate with family and friends about your expectations of how you’ll spend your time. Maybe you’ll want to surf everyday, rather than babysitting the grandkids! Make your plans clear and communicate openly so the little issues don't become big ones.

Get your own space

It's important for everyone, regardless of age, to have their own space. You could convert one of the kid's old bedrooms or your garage. Dedicate this area for you to work solo on your projects, and keep it just for yourself!

Pursue your hobbies

Now you have more time on your hands, it's time to start making your lifelong dreams a reality. You could spend time pursuing your hobbies, interests and activities and sharing your passions with other people. Research has shown this may have a positive impact on mental well-being.

Relax and unwind

Balance your activity with quality down time to stop and smell the roses. You've worked hard to get where you are so make the most of it!

This new stage of your life may seem daunting at times - but it's time for you to live out your dreams.

Ensuring you have strong plans in place can help you make the most of it. If you’d like to speak to one of our financial planner about your financial plan – call 13 11 84.


  • Dennis, Stephen. ‘Make retirement work: what to do when there’s no more 9-5 calling’,, September 23, 2009.
  • Andiara Schwingel, Mathew M. Niti, Catherine Tang and Tze Pin Ng, Singapore Longitudinal Ageing Studies