Having the right insurance can help make sure there is enough money to pay credit card bills, cover your mortgage or pay the rent, and pay for other living expenses if something happens to you or your earning power.
Sunsuper provides access to affordable and flexible insurance options to suit your circumstances. Sunsuper for life members with a Super-savings account can apply for:
- more Death cover,
- more Total and Permanent Disability (TPD) cover,
- Income Protection cover.
1. Work out how much insurance you need
If you're not sure how much insurance you need, you can try our insurance needs calculator. You can also speak to someone about your insurance needs. Just call 13 11 84.
The maximum covers available are:
Death cover - Unlimited
TPD cover - $3 million
Terminal illness cover - $5 million
Income Protection - up to 85% of your income, but not more than $50,000 per month for a 2 year benefit period, and $30,000 per month for a 5 year or age 65 benefit periods.
Eligible members must be aged:
- between 15 and 70 for Death cover,
- between 15 and 67 for TPD cover, and
- between 15 and 65 for Income Protection cover.
2. Get a quote
Once you've worked out how much insurance you need, you can get a quote online in just 5 minutes!
3. Apply for Tailored cover
You will need to log into Member Online to apply. Once you've logged in, click 'Check current level of cover' and choose 'Get a quote and apply to increase your insurance cover online' under the Tailored cover heading.
If you're not registered, or can't remember your login details send us a message online or call 13 11 84.
Or, use the Tailored insurance application form.
If you're a Sunsuper Corporate member, different rates and conditions apply to your insurance, so call 13 11 84 to speak to us about your insurance. If you are not sure whether you are a corporate member, check your most recent Annual statement, ask your employer, or call us.
Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer.
Insurance cover is provided through group life policies for Death and TPD, and Income Protection, issued by AIA Australia Limited ABN 79 004 837 861.