Sunsuper: make your dreams more than dreams
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Tailored cover

Tailor your insurance cover to protect yourself and your family.
Try it out

Try it out

Insurance needs calculator
Work out how much insurance cover you may need.

Tailored insurance quote
Get a quote on Tailored insurance

Make it happen

Make it happen

Apply for insurance online
Apply for Tailored insurance through Member Online.

Tailored insurance application form
Complete the insurance application form.

Having the right insurance can help make sure there is enough money to pay credit card bills, cover your mortgage or pay the rent, and other living expenses if something happens. With insurance you can help protect your assets (and income) against the unexpected.

Sunsuper provides access to affordable and flexible insurance options to suit your circumstances. Sunsuper for life members with a Super-savings account can apply for:

  • More Death cover
  • More Total and Permanent Disability (TPD) cover
  • Income Protection cover.

1. Work out how much insurance you need

If you're not sure how much insurance you need, you can try our insurance needs calculator. You can also speak to someone about your insurance needs - just call 13 11 84.

The maximum covers available are:

  • Death cover - Unlimited
  • TPD cover - $3 million
  • Terminal illness cover - $5 million
  • Income Protection - up to 75% of salary income (plus up to 10% superannuation contributions), but not more than $50,000 per month for 2 year benefit period, and $30,000 per month for 5 year and age 65 benefit periods.

Eligible members must be aged:

  • between 15 and 70 for Death cover,
  • between 15 and 67 for TPD cover, and
  • between 15 and 65 for Income Protection.

2. Get a quote

Once you've worked out how much insurance you need, you can get a quote online - all it takes is 5 minutes!

3. Apply for Tailored cover

You will need to log into Member Online to apply. Once you've logged in, click 'Check current level of cover' and choose 'Get a quote and apply to increase your insurance cover online' under the Tailored cover heading.

If you're not registered, or can't remember your login details send us a message online or call 13 11 84.

Or, use the Tailored insurance application form.

If you're a Sunsuper Corporate member, different rates and conditions apply to your insurance, so call 13 11 84 to speak to someone about your insurance. Please don't use the quote tool or online application. If you are not sure whether you are a corporate member, check your most recent Annual statement, ask your employer, or call us.

Please note: The needs calculator, quote tool and online application are on AIA's website. Their terms of use will apply.

Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer.

Insurance cover is provided through group life policies for Death and TPD, and Income Protection, issued by AIA Australia Limited ABN 79 004 837 861.



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Want to learn more?

Sunsuper for life guide Sunsuper for life guide
Download the Sunsuper for life guide [PDF 1.91MB]
Death claims factsheetDeath claims factsheet
Download the factsheet [PDF 383KB]
Total and permanent disability how to make a claim factsheetTotal and permanent disability how to make a claim factsheet
Download the factsheet [PDF 287KB]
Income protection- How to make a claim factsheetIncome protection- How to make a claim factsheet
Download the factsheet [PDF 328KB]
Applying for terminal illness benefitsApplying for terminal illness benefits
Download the factsheet [PDF 307KB]