Paying your own money into super (voluntary after-tax contributions)

Every dollar saved can help your super grow

Boost your super with a little extra money - it can really help

For many people the compulsory contributions made by your employer may not be enough. You might want to increase the amount you invest in super by making your own contributions. Voluntary after-tax contributions are those made to your super fund from your after-tax (net) salary, either on a regular or one-off basis.

By making a voluntary after-tax contribution you may be eligible to take advantage of the Government's co-contribution scheme.

Voluntary after-tax contributions can be made through a payroll deduction (on an after-tax basis), a direct debit from your bank account, a cheque deposit, or you can even BPAY them!

Excess contribution caps apply to contributions made to your super account. Superannuation funds are unable to accept a contribution exceeding the cap and any super contributed over the cap is subject to extra tax.

For more information, download our Want a bigger retirement nest egg? Put more money into super factsheet .

To see if you qualify for the Governement co-contribution, check out the co-contribution calculator.