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Lifecycle investment strategy

At Sunsuper we’ve heard from many of you that you want an investment strategy that meets your needs no matter what stage of life you’re at. An option that focuses on generating wealth over the long term as you grow your super but also protects you from market ups and downs as you approach retirement.

That's why we offer our members the innovative Lifecycle Investment Strategy.

What is it

An investment option where we do all the hard work for you by automatically moving your balance across three purpose built investment pools according to your age, effectively reducing your investment risk as you approach retirement.

Who is it for

The Lifecycle Strategy is designed for members who have a Super-savings account and want to generate wealth over the long term, and gradually transition to lower-risk investments as they approach age 65.

How does it work

It’s simple! We do all the hard work. We focus on generating wealth over the long term in the Balanced Pool and transfer your balance gradually to the lower risk Retirement and Cash Pools as you near retirement.

Lifecycle graph

If you’re over age 55 at 4 October your transition will take place over a shorter period of time.

What do I need to do?

If you’re a new member and don’t make an investment choice on joining we’ll invest your account 100% in the Lifecycle Strategy. You don’t need to do a thing.

If you’re not invested 100% in the Lifecycle Strategy, but you think it could be right for you, you can change your investment option quickly and easily using Member Online.

Want to learn more?

Download the Sunsuper Investment guide [PDF 1MB]

Important information for members who automatically transferred to the Lifecycle Investment Strategy at 4 October 2013: