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We're launching a new investment option menu on 1 July 2024.  Please visit the info hub to learn how this affects Accumulation and Income accounts.

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7.9% p.a. returns over 10 years

Is your superannuation working hard enough? Our Super Savings Balanced option has returned 7.9% p.a. over the 10 years to 31 December 2023. We've outperformed the industry median over 1, 3, 5, 7, and 10 years.2

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Focused on lower super fees

Our admin fee is $1.20 per week + 0.10% p.a. and 0.07% p.a. from general reserves.

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It only takes a few minutes to join online. Feel confident that your retirement is in safe hands.

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Super support when it matters most

Take charge of your superannuation today, with the right tools and advice for you.

Financial advice

Making a plan with professional help now can make a big difference to your financial future.

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Mobile app

Life's easier with the Australian Retirement Trust app. Check your super balance, switch investments, and more.

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Deals and discounts

Start saving money now with our Member Rewards on brands across Australia.

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Manage your super contributions

Log in to your account to check your transactions and make voluntary contributions.

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Plan a better future

Plan, manage and grow your super balance with the help of our tools and calculators. They're easy to use.

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Contact us

Live chat with us online. Available 8:00am-7:30pm AEST Monday to Friday.

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Latest news

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Superannuation changes

Keep informed about the latest changes to super to help you plan your retirement better.

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Is super paid on annual leave?

Will you get super while on holiday? Let's see which types of leave are included for super, based on your earnings.

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New super podcast episodes

Your guide to superannuation, retirement planning, and investing, from those in the know.

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Choosing the right superannuation fund today could make a big difference to your future. Enjoy the benefits of being with a trusted Australian super fund.

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