Automatic insurance cover

Try it out

Insurance needs calculator
Work out how much insurance cover you may need.

Make it happen

Check your insurance cover online
Find out how much cover you have by logging into Member Online.

When it comes to affordable, flexible insurance - we’ve got you covered. Our standard insurance cover is automatically provided to eligible members and gives you assurance that you, your family and your lifestyle will have some protection when you need it most. When it comes to building a safety net, we provide choice in insurance options so you can determine the appropriate protection for your peace of mind.

Our insurance offers

automatic insurance cover for Death and Total and Permanent Disability (TPD), provided you meet the eligibility criteria (see below),
options to increase your cover to meet your needs,
competitive premiums, usually lower than cover you would organise yourself, and
premiums deducted from your super, so they have no impact on your take-home pay.

When you join Sunsuper for life, you are automatically given insurance cover for death and total and permanent disability (TPD) provided you meet the eligibility criteria.

To be eligible you must be:

aged between 15 and 70 (TPD cover is not available from age 65); and
'actively employed' by a Sunsuper participating employer; or
'actively employed' by a non-participating employer who has started paying your Superannuation Guarantee (SG) contributions to Sunsuper.

Options to increase your insurance cover

Having the right level of insurance gives you peace of mind of a secure financial future for you and your family. We offer extra cover through Standard insurance and Tailored insurance. You can also try our needs calculator to work out how much cover you might need.

Find out more about insurance with Sunsuper.

Please note: The needs calculator, quote tool and online application are on AIA’s website. Their terms of use will apply.

Additional insurance is subject to acceptance by the insurer. The date cover starts will usually be the date it is accepted by the insurer.

* Insurance cover is provided through group life policies issued by AIA Australia Limited ABN 79 004 837 861.