Voluntary after-tax contributions

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Make it happen

Direct debit request form
Download Direct debit request form [PDF 55KB]

Making voluntary after-tax contributions to your super can be an easy and effective way to grow your super. You can make after-tax contributions (also known personal contributions) on a regular or one-off basis, whichever suits you best.

Plus, with an after-tax contribution you could also boost your super by up to $1 for every $1 you contribute (up to $1,000 per year) with the Government’s co-contribution scheme.

Make your contributions

There are a number of different ways you can make voluntary after-tax contributions:

	Bpay^® You can make one off payments using Bpay. Get your BPAY reference number.
	Direct Debit To make regular payments from your bank or financial institution, complete and return a Direct Debit form [PDF 55KB].
	Payroll Deductions Ask your employer to make regular payments from your after-tax pay.
	Cheque To make a contribution by cheque, simply send us your cheque along with a completed Direct voluntary contribution form [PDF 64KB].

Work test

If you are aged between 65 and 74, you need to complete a 2010-11 Work test declaration [PDF 55KB] and return it with your contribution.

Contribution caps

It’s worth noting that there are some caps which limit the amount of after-tax contributions that can be made and any super contributed over the cap amount is subject to extra tax. But these caps are fairly high. For example, the non-concessional (including voluntary after-tax) contribution cap is set at $150,000 per year. Find out more about contribution caps.

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