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Contributing to your spouse’s super might make a lot of sense if your spouse has a low income or does not work at all. Also, opening an account means your spouse can apply for insurance cover through Sunsuper at very competitive rates.
Plus, by simply making a spouse contribution, you can receive a tax rebate of up to $540 each contribution year. To receive the full rebate, your spouse must have earned less than $10,800 in the financial year that you made the contribution on their behalf, and the contribution amount was $3,000 or more. To qualify for a partial rebate, your spouse must have earned between $10,800 and $13,800, and the contribution was less than $3,000.
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