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Make an investment choice for your Income account

Choosing the right investment strategy for your pension can make a significant difference to your retirement income.  You can choose the Today and Tomorrow Strategy or can select from a range of investment options on offer. It's your choice, and we are here to help you.

Super members make your investment choice here.

This graph shows the growth of an initial investment of $1,000 over a period of time based on the movements in unit prices, which are net of fees. Past performance is not a reliable indicator of future performance.

Pension investment performance




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Investment choice form [PDF 137KB]
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Conservative


Suited to investors who:

  • seek less volatile returns for their super while maintaining some growth exposure. 
  • are likely to use their money in the short-term.
 


Investment Mix

Risk and return

Low to medium levels of volatility in returns from year to year. 

Standard Risk Measure
Expected number of years of negative returns over any 20 year period: 1 to less than 2.
Risk Label: Low to medium
Risk Band: 3

Past performance

Source: SuperRatings Pension Fund Crediting Rate Survey. Performance to 31 Mayl 2016. Past performance is not a reliable indicator of future performance. Net return is after investment fees but before all other fees and costs.

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Investment choice form [PDF 137kb]
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Retirement


Suited to investors who:

  • are close to, or have reached retirement. 
  • want to generate wealth over the medium to long term, while reducing the fluctuations of returns in the short-term.
 


Investment Mix

Risk and return

Medium levels of volatility in the returns from year to year. 

Standard Risk Measure
Expected number of years of negative returns over any 20 year period: 2 to less than 3.
Risk Label: Medium
Risk Band: 4

Past performance

Source: SuperRatings Pension Fund Crediting Rate Survey. Performance to 31 May 2016. Past performance is not a reliable indicator of future performance. Net return is after investment fees but before all other fees and costs.

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Login to change investment strategy at any time
OR
Investment choice form [PDF 137KB]
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Balanced


Suited to investors who:

  • want to generate wealth over the long-term while being sensitive to the relative performance of other large Australian superannuation funds.
 


Investment Mix

Risk and return

Medium to high levels of volatility in the returns from year to year. 

Standard Risk Measure
Expected number of years of negative returns over any 20 year period: 3 to less than 4. 
Risk Label: Medium to high
Risk Band: 5

Past performance

Source: SuperRatings Pension Fund Crediting Rate Survey. Performance to 31 May 2016. Past performance is not a reliable indicator of future performance. Net return is after investment fees but before all other fees and costs.

Nominate your investment choice

Member Online
Login to change investment strategy at any time
OR
Investment choice form [PDF 137KB]
Complete the investment choice form

Growth


Suited to investors who:

  • want to generate wealth over the long-term. 
  • are willing to accept short-term ups and downs in their returns, but want less risk than an option invested solely in shares.
 


Investment mix

Risk and return

High levels of volatility in the returns from year to year. 

Standard Risk Measure
Expected number of years of negative returns over any 20 year period: 4 to less than 6.
Risk Label: High
Risk Band: 6

Past performance

Source: SuperRatings Pension Fund Crediting Rate Survey. Performance to 31 May 2016. Past performance is not a reliable indicator of future performance. Net return is after investment fees but before all other fees and costs.

Our full range of investment options include:

  • Diversified and single asset class options,
  • Actively managed and index options, and
  • Special options, for members who are looking for something a bit different.

To find out more about each of these investment options, view our Sunsuper for life Investment Guide [PDF 1.19MB].

Diversified:

Investment Actively managed Index (passively managed)
Growth Growth  
Balanced Balanced Balanced – Index
Retirement Retirement  
Conservative Conservative  

Single asset class:

Investment Actively managed Index (passively managed)
Shares
Shares  
Australian Shares Australian Shares – Index
International Shares (hedged) International Shares – Index (hedged)
International Shares (unhedged) International Shares – Index (unhedged)
Emerging Markets Shares  
Property Property Australian Property – Index
Fixed Interest and Cash
Fixed Interest Fixed Interest– Index
Cash  

Special:

Investment Actively managed Index (passively managed)
Special options
Ethical, Environmental and Socially Responsible Investments  
Capital Guaranteed  

Difference between active and index

Active management is based on the belief that the broad market can be beaten by picking higher performing securities or asset classes, despite the higher fees involved. Index (or passive)management is based on the belief that the broad market cannot be consistently beaten. Index options aim to replicate the performance of a broad market index such as the S&P/ASX 300 for Australian shares.

Want to learn more?