Sunsuper: make your dreams more than dreams
50s couple hugging on holiday resized.jpg

At what age?

Generally, you must reach preservation age before you can access your super.
Did you know?

Did you know?

Super pension accounts
If you're looking for a regular income stream from super with flexibility and tax benefits, check out Sunsuper’s pension options. We’re both SuperRatings and Money Magazine’s Pension Fund of the Year.

Try it out

Try it out

Compare our pension fees
Our pension fees are among the lowest you'll find we don't charge an entry fee or pay commissions. Get a free, independent report.

Retirement modeller
Find out if you're on track for retirement and what you can do if you're not.

Make it happen

Make it happen

Advice to get on track
Our On Track program gives you simple, quality advice to help you make the most of your super.

Pension application form
Download the Pension Guide [PDF 1.2MB]

When you decide to retire and it comes time to access your super, you have a variety of options.

You are defined as “retired” if you:

  • Reach preservation age* and are retired permanently from work;
  • Reach the age of 60 and stop an employment arrangement; or
  • Reach age 65 (working or not).

Once you are retired, your superannuation benefit can be paid out as a lump sum. You can also choose to have it paid to you as regular amounts by choosing one of our award winning super pensions.

Sunsuper offers two types of pensions:

A Retirement Pension – designed for members who have permanently retired from the workforce and have reached their preservation age, or who have turned 65 years of age, and 

A Workforce Pension – designed for members aged between preservation age but before the age of 65 who are still working.

Our super pension can be used to top up an age pension from the Government if you are eligible, or as your main source of regular income in retirement.

You can also choose a combination of these methods. Our advisors can take you through all the options you might like to consider.

* Your preservation age depends on when you were born:

Date of birth Preservation age

Before 1 July 1960

55

1 July 1960 - 30 June 1961

56

1 July 1961 - 30 June 1962

57

1 July 1962 - 30 June 1963

58

1 July 1963 - 30 June 1964

59

After 30 June 1964

60

You can also get early access to your super under special circumstances.



Want to learn more?

When can I access my super factsheet When can I access my super factsheet
Download the factsheet [PDF 328KB]
Transition to retirement factsheetTransition to retirement factsheet
Download the factsheet [PDF 326KB]
Member advice centre factsheetMember advice centre factsheet
Download the factsheet [PDF 315KB]
Is a pension right for you factsheetIs a pension right for you factsheet
Download the factsheet [PDF 358KB]
Pension member guidePension member guide
Download the Pension Member guide [PDF 1.65MB]